Medicare and Medicare Advantage plans offer limited coverage for personal care, typically only when paired with short-term skilled care after a hospital or rehab stay, and not for ongoing personal care needs at home. Private pay is often necessary to meet these ongoing care needs, as Medicare does not fund standalone personal care services.

Cary’s Circle connects you with pre-screened, vetted caregivers at rates you negotiate directly, offering an affordable alternative to traditional care options with a low hourly or daily administrative fee, applied only after a successful caregiver placement. Our all-inclusive fee covers:

• Caregiver Vetting and Matching: Thorough screening and personalized caregiver selection.

• Hiring and Administrative Support: Assistance with hiring processes and ongoing administrative needs.

• Backup Coverage: Access to substitute caregivers when needed.

• Financial Reporting: Clear documentation for care-related expenses.

• Long-Term Care Insurance Claim Assistance: Support with filing and managing insurance claims.

Unlike Medicare, which typically does not cover ongoing personal care, Cary’s Circle provides a flexible, private-pay solution for your long-term care needs.